It's becoming more and more apparent to me just how difficult it is to get "ahead of the game" (let alone stay there) in this growing town. Once a nice mom&pop type environment, small, & quiet; it is now booming with folks nabbing up houses and bumping up prices! All this factoring into my own inability to obtain enough money to actually participate in the buying of a home of my own.
So begins the whirlwind of possibilities of bank backing. Obviously, in the case of purchasing a home, Secured Loans may be the best option... especially considering current and future inflation trends... Unfortunately, for me, I don't have the best credit... making most personal loans near impossible. In fact, with all the crazy debt I've accrued over the years (thanks to a couple naive/bad judgements of character, followed by bouts of unemployment, and then medical emergencies) Perhaps I should look further into the options of a Debt Consolidation Loan. Maybe then I could get back my semblance of credit, and really only have one entity that I owe and can regularly pay/maintain.
I really don't like the idea of borrowing money, counting chickens before they hatch, living above my own means, etc. However the reality may very well be that some things may require it, unless of course I win big in the next lotto! It's all about balance (as is everything in life, I've learned) When you can recognize your limits, and spend & disperse your money wisely, secured loans can be a blessing... giving you an opportunity to steward for your future, and a families future...
can anyone tell where my mind has been lately!? ;)
