With all time and money we invest in so many facets of our day-to-day lives, insurance (in it's varying sorts) has become a precious commodity!
I may not have my own dwelling to warrant Home Insurance, but I could surely benefit from looking into a Renter's version...
With all the unknown possibilities, and random chances, Travel Insurance looks more and more wise as I "grow up."
I can avoid it all I want, and pretend that my "youth" and "vitality" are an endless fount, but Health Insurance is still a necessity... one that I don't often get the opportunity to have given to me from my place of employment. We all know how that left me after last summer's incident!
Legally, living in Oregon, I have no choice but to have at least minimal Car Insurance. Although I wish I could afford to cover myself with better, more appropriately, etc. but for now I can only spend the bare minimum, and pray it doesn't come back to haunt me in the case of an accident. I know that when my car was totaled, by no fault of my own, having better coverage of my own would have resulted in better service and simpleness on my part, and less of a fight with the other company's insurance! Instead I found myself racking up insane bills, and almost daily battling for my proper compensation!
There are so many insurance options... from Life to Business, and even Pet Insurance. With the rising costs of many simple emergency services, insurance is a wonderful blessing in those otherwise dire times!